Overview
The Vehicle RC Verification API provides real-time and comprehensive vehicle registration details by decoding the registration number (RC number). It fetches information directly from the source databases across Indian states.
This API is valuable for validating ownership, registration status, and associated compliance documents like insurance, PUC, tax, and permit information.
Key Features
● Real-time vehicle ownership verification
● State & RTO information retrieval
● Owner name, address, and vehicle details
● Vehicle specifications (engine, chassis, make, model, fuel type)
● Permit, insurance, PUCC, and tax details
● Financer details (hypothecation info)
API Response Sample (Key Fields)
| Field | Description |
|---|---|
| owner_name | Name of the registered owner |
| reg_no | Vehicle registration number |
| reg_date | Date of registration |
| vehicle_class_desc | Vehicle class(e.g., Motor Cab) |
| fuel_desc | Fuel type(e.g., Petrol/CNG) |
| vehicle_manufacturer_name | Manufacturer (e.g., Maruti Suzuki) |
| insurance_company_name | Active Insurance Provider |
| permit_type | Permit category (e.g., Contract Carriage Permit) |
| pucc_upto | Validity of PUC certificate |
| financer_name | Name of the Bank or Financer |
Use Cases
1. Fintech & Lending
● Purpose: Verify vehicle ownership and hypothecation status before disbursing loans.
● How it helps: Prevents fraud, confirms financier details, assesses vehicle condition
2. Insurtech Platforms
● Purpose: Fetch accurate vehicle details for policy underwriting and renewal.
● How it helps: Autofills insurance proposals, checks insurance validity, and ensures regulatory compliance.
3. Vehicle Marketplaces / Aggregators
● Purpose: Authenticate seller claims about vehicle ownership and specs.
● How it helps: Builds buyer trust, filters stolen/blacklisted vehicles.
4. Transport & Fleet Companies
● Purpose: Maintain compliance checks for large fleets.
● How it helps: Tracks expiry dates of fitness, permits, insurance, etc.
5. Logistics Platforms
● Purpose: Onboard new vehicles with background checks.
● How it helps: Automates KYC, checks registration and permit categories.